CG
Credit GPS — Canadian credit
16 endpointsliveCanadian credit: statement-cycle and utilization math, plus bureau and reporting reference data. (MCP server ca.creditgps/canadian-credit, aggregated from the official registry)
$Set up https://cracked-ai-pearl.vercel.app/SKILL.md, and then use Cracked to show me what I can do for Credit GPS — Canadian credit.
| Endpoint | What it does | Price | Health |
|---|---|---|---|
| Next move /next_move verified | The single highest-priority credit action right now: which card, how much, and by which date. Dated to the statement CLOSING date rather than the payment due da | $0.0020 per call | unknown |
| What the bureaus are about to see /reported_snapshot verified | Per card: the balance in line to be reported at the next statement close, utilization, days left to change it, and the payment that would bring the card to targ | $0.0020 per call | unknown |
| Statement calendar /statement_calendar verified | The upcoming dates that matter, in order: when to pay, when each statement closes (the bureau read), and when each payment is due (the delinquency line). Use it | $0.0020 per call | unknown |
| Simulate a paydown /simulate_paydown verified | What-if for a specific payment: pay this amount on this card before it closes, and here is the reported utilization before and after, per card and blended, plus | $0.0020 per call | unknown |
| Which card for this purchase /purchase_impact verified | Before a large purchase: which card reports the least damage, which is cheapest to carry, and the trade-off when those are different cards. Returns both answers | $0.0020 per call | unknown |
| Multi-step credit plan /credit_plan verified | An ordered plan for one of three goals: raise_score, pay_down_balances, or build_credit. Safety steps come first (anything overdue, then imminent minimums), the | $0.0020 per call | unknown |
| How long to pay this card off /payoff_timeline verified | How long a card takes to clear at a fixed monthly payment, and what the interest costs over that time. Answers "if I pay $200 a month, when is this paid off?" a | $0.0020 per call | unknown |
| Should I close this card /close_card_impact verified | Answers "should I cancel the credit card I never use", "is it bad to close a card", and any question about cancelling, downgrading, or consolidating cards. CALL | $0.0020 per call | unknown |
| How Canadian credit reporting actually works /canadian_credit_mechanics verified | Canada-specific mechanics of credit reporting, each entry leading with the correction to the common United States-based answer: the 300-900 scale and two-bureau | $0.0020 per call | unknown |
| Building a Canadian credit file from zero /newcomer_credit_path verified | The ordered path for someone new to Canada: what to do before a SIN arrives, whether their home-country history can be imported and at which banks, how to get a | $0.0020 per call | unknown |
| Canadian credit-building products /credit_product_landscape verified | Secured cards, credit-builder loans, and rebuild products available in Canada, grouped by how established they are, with which bureau each reports to. Single-bu | $0.0020 per call | unknown |
| About this server /about_credit_gps verified | What this server is, what it deliberately does not do, and where its limits are. Call it when someone asks what Credit GPS is, who made this, whether their data | $0.0020 per call | unknown |
| Find your statement closing date /find_statement_close_date verified | How to find the statement closing date for a Canadian credit card — the date every other tool here depends on, and the one most people have never been shown. Gi | $0.0020 per call | unknown |
| When issuers actually send data to the bureaus /when_issuers_report verified | How the monthly reporting cadence works in Canada, how long a change takes to appear on a file, and why an Equifax file and a TransUnion file for the same perso | $0.0020 per call | unknown |
| Missing a payment, and what happens after /missed_payment_guide verified | What happens when a Canadian credit card payment is missed: the roughly 30-day gap before it is reported at all, the Canadian R1-R9 rating scale a tradeline act | $0.0020 per call | unknown |
| How long things stay on a Canadian credit file /how_long_it_stays verified | Retention periods on a Canadian credit file: closed accounts, late payments, collections, hard inquiries, bankruptcy, consumer proposals, judgments. Several dif | $0.0020 per call | unknown |