AA
arthr — Australian home loans
/check_servicing
Check what lenders would actually lend
Run a REAL serviceability calculation across a panel of Australian lenders and get back, per lender, how much they would lend, whether they would lend at all, t
liveunknown~5s typical
mcparthr—australian
$0.0020
per call
plus $0.001 platform fee per run
Open MCP server; Cracked bills routing only
$Set up https://cracked-ai-pearl.vercel.app/SKILL.md, then use Cracked to run mcp-au-com-arthr-mcp /check_servicing for me.
Input
| Field | Type | Description |
|---|---|---|
| grossAnnualIncome* | number | The APPLICANT'S OWN income before tax, AUD per year — not the household total. This differ |
| monthlyExpenses* | number | Living costs per MONTH, AUD — food, transport, utilities, insurance, childcare, subscripti |
| propertyValue* | number | The property's value, or the purchase price being considered, AUD. Required for a real ser |
| loanAmount | number | The loan being SOUGHT, AUD — not an existing balance, which is what the refinance tools me |
| partnerAnnualIncome | number | A SECOND BORROWER'S income before tax, AUD per year — someone who will be named on the loa |
| creditCardLimits | number | Total credit limit across all cards, AUD — the limit, not the balance. Lenders assess the |
| otherMonthlyRepayments | number | Car and personal loan repayments, AUD per month. |
| hecsBalance | number | Outstanding HECS/HELP debt, AUD. Worth asking for even when it seems small: it is the most |
| dependants | number | Number of dependent children. |
| postcode | string | Australian postcode of the property. Worth supplying: it determines the state, and stamp d |
| state | string (NSW | VIC | QLD | WA | SA | TAS) | State or territory of the property. Use when known — it is more direct than a postcode and |
| propertyPurpose | string (owner_occupied | investment) | Whether they'll live in it or rent it out. |
| expectedRentalIncome | number | Annual gross rent, AUD, for an investment purchase. KNOWN LIMITATION: this is passed to th |
| firstHomeBuyer | boolean | Whether this is their first home. Worth asking rather than assuming: with a state supplied |
| focus | string (capacity | affordability | rates | repayments) | Which question to shape the answer around. 'capacity' — how much could they borrow. 'affor |
| targetPrice | number | With focus=affordability, the purchase price being tested. |
| deposit | number | Deposit available, AUD. Borrowing capacity is a serviceability question and does not depen |
Call it
curl
curl https://cracked-ai-pearl.vercel.app/v1/run \
-H "Authorization: Bearer ck_live_..." -H "content-type: application/json" \
-d '{"provider":"mcp-au-com-arthr-mcp","endpoint":"/check_servicing","input":{"grossAnnualIncome":1,"monthlyExpenses":1,"propertyValue":1}}'cli
npx cracked-ai run -p mcp-au-com-arthr-mcp -e /check_servicing -i '{"grossAnnualIncome":1,"monthlyExpenses":1,"propertyValue":1}'mcp
run_tool({ provider: "mcp-au-com-arthr-mcp", endpoint: "/check_servicing", input: {"grossAnnualIncome":1,"monthlyExpenses":1,"propertyValue":1} })Try it
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