arthr — Australian home loans
AA
arthr — Australian home loans
/estimate_refinance_break_even

Estimate refinance break-even

Work out how many months it takes for a refinance to pay for itself once switching costs are counted, and what the net saving is after them. Call this rather th

liveunknown~5s typical
mcparthraustralian
$0.0020
per call
plus $0.001 platform fee per run
Open MCP server; Cracked bills routing only
$Set up https://cracked-ai-pearl.vercel.app/SKILL.md, then use Cracked to run mcp-au-com-arthr-mcp /estimate_refinance_break_even for me.

Input

FieldTypeDescription
loanAmount*numberOutstanding loan balance in AUD.
currentRate*numberThe rate they're on now, as a percentage, e.g. 6.8.
newRate*numberThe rate being switched to, as a percentage, e.g. 6.2.
switchingCosts*numberTotal one-off cost of switching in AUD. ASK WHETHER THEY ARE ON A FIXED RATE FIRST. Breaki
termYearsnumberYears remaining on the loan. Defaults to 30.

Call it

curl
curl https://cracked-ai-pearl.vercel.app/v1/run \
  -H "Authorization: Bearer ck_live_..." -H "content-type: application/json" \
  -d '{"provider":"mcp-au-com-arthr-mcp","endpoint":"/estimate_refinance_break_even","input":{"loanAmount":1,"currentRate":1,"newRate":1,"switchingCosts":1}}'
cli
npx cracked-ai run -p mcp-au-com-arthr-mcp -e /estimate_refinance_break_even -i '{"loanAmount":1,"currentRate":1,"newRate":1,"switchingCosts":1}'
mcp
run_tool({ provider: "mcp-au-com-arthr-mcp", endpoint: "/estimate_refinance_break_even", input: {"loanAmount":1,"currentRate":1,"newRate":1,"switchingCosts":1} })

Try it

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