recommend

根据用户画像推荐保险方案（核心工具）。信息不全也可调用——返回最佳推荐+缺失字段提示。传入health_conditions自动附带核保结论。默认纯数据模式(<100ms)，设include_reasoning:true生成自然语言理由(+3s)。

liveverifiedunknown~5s typical

mcpprobedwhylingxiinsuranceadvisor

$0.0020

per call

plus $0.001 platform fee per run

Open MCP server; Cracked bills routing only

Provider Upstream docs

$Set up https://cracked-ai-pearl.vercel.app/SKILL.md, then use Cracked to run mcp-cn-whylingxi-insurance /recommend for me.

Input

Field	Type	Description
age*	integer	年龄（必填）
gender	string (男 \| 女)
budget	number	年预算（元）
needs	array	需求列表，如["重疾保障","医疗报销","意外防护"]
family_role	string (本人 \| 配偶 \| 孩子 \| 父母)	被保人角色
health_conditions	array	既往症，如["高血压2级","甲状腺结节"]
has_social_security	boolean	是否有社保
occupation_class	integer	职业类别(1-6类)
existing_coverage	array	已有保障，如["百万医疗","意外险"]
include_reasoning	boolean	是否生成LLM推荐理由（默认false，Agent调用无需开启；设true适用于直接面向人类展示）

Call it

curl

curl https://cracked-ai-pearl.vercel.app/v1/run \
  -H "Authorization: Bearer ck_live_..." -H "content-type: application/json" \
  -d '{"provider":"mcp-cn-whylingxi-insurance","endpoint":"/recommend","input":{"age":1}}'

cli

npx cracked-ai run -p mcp-cn-whylingxi-insurance -e /recommend -i '{"age":1}'

mcp

run_tool({ provider: "mcp-cn-whylingxi-insurance", endpoint: "/recommend", input: {"age":1} })

Try it

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