M
mcp
/affordability_estimate
affordability estimate
Compute front-end (housing) and back-end (total debt) DTI budgets from income and debts, and the home price implied by the binding limit. Reports the standard 2
liveverifiedunknown~5s typical
mcpprobedmcp
$0.0020
per call
plus $0.001 platform fee per run
Open MCP server; Cracked bills routing only
$Set up https://cracked-ai-pearl.vercel.app/SKILL.md, then use Cracked to run mcp-com-candidcost-mcp /affordability_estimate for me.
Input
| Field | Type | Description |
|---|---|---|
| grossMonthlyIncome* | number | Gross monthly income, US dollars |
| monthlyDebts | number | Recurring monthly debt payments (cards, autos, student loans), US dollars default 0 |
| downPayment | number | Down payment available, US dollars default 45000 |
| rateAnnualPct | number | Annual interest rate percent default 6.5 |
| termYears | integer | Loan term in years (default 30) default 30 |
| propertyTaxRatePct | number | Annual property tax rate, % of value default 1.26 |
| insuranceAnnual | number | Annual homeowners insurance premium, US dollars default 1584 |
| frontEndLimitPct | number | Housing DTI ceiling percent (default 28) default 28 |
| backEndLimitPct | number | Total DTI ceiling percent (default 36) default 36 |
Call it
curl
curl https://cracked-ai-pearl.vercel.app/v1/run \
-H "Authorization: Bearer ck_live_..." -H "content-type: application/json" \
-d '{"provider":"mcp-com-candidcost-mcp","endpoint":"/affordability_estimate","input":{"grossMonthlyIncome":1,"monthlyDebts":0,"downPayment":45000,"rateAnnualPct":6.5,"termYears":30,"propertyTaxRatePct":1.26,"insuranceAnnual":1584,"frontEndLimitPct":28,"backEndLimitPct":36}}'cli
npx cracked-ai run -p mcp-com-candidcost-mcp -e /affordability_estimate -i '{"grossMonthlyIncome":1,"monthlyDebts":0,"downPayment":45000,"rateAnnualPct":6.5,"termYears":30,"propertyTaxRatePct":1.26,"insuranceAnnual":1584,"frontEndLimitPct":28,"backEndLimitPct":36}'mcp
run_tool({ provider: "mcp-com-candidcost-mcp", endpoint: "/affordability_estimate", input: {"grossMonthlyIncome":1,"monthlyDebts":0,"downPayment":45000,"rateAnnualPct":6.5,"termYears":30,"propertyTaxRatePct":1.26,"insuranceAnnual":1584,"frontEndLimitPct":28,"backEndLimitPct":36} })Try it
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