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mcp
10 endpointsliveCited, receipt-backed US home-buying data & calculators — education-only, every number sourced. (MCP server com.candidcost/mcp, aggregated from the official registry)
$Set up https://cracked-ai-pearl.vercel.app/SKILL.md, and then use Cracked to show me what I can do for mcp.
| Endpoint | What it does | Price | Health |
|---|---|---|---|
| true cost estimate /true_cost_estimate verified | Estimate the full monthly cost of owning a home — principal & interest, property tax, insurance, PMI, HOA, and maintenance — and contrast it with the lender "ap | $0.0020 per call | unknown |
| affordability estimate /affordability_estimate verified | Compute front-end (housing) and back-end (total debt) DTI budgets from income and debts, and the home price implied by the binding limit. Reports the standard 2 | $0.0020 per call | unknown |
| fee benchmarks /fee_benchmarks verified | Return closing-cost and rate-spread percentile distributions (p25/p50/p75 + mean) for a US state, computed from the row-level CFPB HMDA LAR for originated, firs | $0.0020 per call | unknown |
| benchmark rates /benchmark_rates verified | Return the latest benchmark mortgage rates (e.g. 30-year and 15-year fixed) from the Federal Reserve (FRED), each with its observation date and ledger receipt. | $0.0020 per call | unknown |
| search dpa programs /search_dpa_programs verified | Find down payment assistance (DPA) programs by US state and/or buyer type. Includes national programs. Each result links to its official government source and c | $0.0020 per call | unknown |
| decode loan estimate fee /decode_loan_estimate_fee verified | Classify a mortgage Loan Estimate fee by CFPB section and control class (set by lender, shoppable, third-party, government, or prepaid), with a plain-language e | $0.0020 per call | unknown |
| payment shock estimate /payment_shock_estimate verified | Estimate why a mortgage payment often jumps in year two: escrow at closing is sized from the seller's current tax bill, but the county reassesses at your purcha | $0.0020 per call | unknown |
| pressure check /pressure_check verified | Decompose the tradeoff a rushed buyer faces: the earnest money at risk by walking away versus what overpaying to "win" costs over the life of the loan. Given th | $0.0020 per call | unknown |
| rent vs buy estimate /rent_vs_buy_estimate verified | Compare the net cost of owning against renting over a holding period and find the break-even year. Owning nets upfront cash and recurring carrying costs against | $0.0020 per call | unknown |
| verify receipt /verify_receipt verified | Verify a CandidCost ledger receipt hash (full sha256 or short "3f9a…c21e" form). Confirms the receipt exists and that its dataset hash chain is intact, proving | $0.0020 per call | unknown |