M
mcp
/rent_vs_buy_estimate
rent vs buy estimate
Compare the net cost of owning against renting over a holding period and find the break-even year. Owning nets upfront cash and recurring carrying costs against
liveverifiedunknown~5s typical
mcpprobedmcp
$0.0020
per call
plus $0.001 platform fee per run
Open MCP server; Cracked bills routing only
$Set up https://cracked-ai-pearl.vercel.app/SKILL.md, then use Cracked to run mcp-com-candidcost-mcp /rent_vs_buy_estimate for me.
Input
| Field | Type | Description |
|---|---|---|
| homePrice* | number | Home price in US dollars |
| monthlyRent* | number | Comparable monthly rent in US dollars |
| downPaymentPct | number | Down payment as a percent of price default 10 |
| rateAnnualPct | number | Annual interest rate percent default 6.5 |
| termYears | integer | Loan term in years default 30 |
| holdingYears | integer | How many years you plan to stay before selling default 7 |
| propertyTaxRatePct | number | Annual property tax rate, % of value default 1.1 |
| insuranceAnnual | number | Annual homeowners insurance, US dollars default 1800 |
| maintenanceRatePct | number | Annual maintenance reserve, % of home value default 1 |
| hoaMonthly | number | Monthly HOA dues, US dollars default 0 |
| closingCostPct | number | Upfront buy-side closing costs, % of price default 3 |
| sellingCostPct | number | Selling costs at exit, % of future value default 6 |
| annualAppreciationPct | number | Assumed annual home-price appreciation percent default 3 |
| annualRentIncreasePct | number | Assumed annual rent increase percent default 3 |
| investmentReturnPct | number | Assumed annual return a renter earns on invested cash percent default 5 |
Call it
curl
curl https://cracked-ai-pearl.vercel.app/v1/run \
-H "Authorization: Bearer ck_live_..." -H "content-type: application/json" \
-d '{"provider":"mcp-com-candidcost-mcp","endpoint":"/rent_vs_buy_estimate","input":{"homePrice":1,"monthlyRent":1,"downPaymentPct":10,"rateAnnualPct":6.5,"termYears":30,"holdingYears":7,"propertyTaxRatePct":1.1,"insuranceAnnual":1800,"maintenanceRatePct":1,"hoaMonthly":0,"closingCostPct":3,"sellingCostPct":6,"annualAppreciationPct":3,"annualRentIncreasePct":3,"investmentReturnPct":5}}'cli
npx cracked-ai run -p mcp-com-candidcost-mcp -e /rent_vs_buy_estimate -i '{"homePrice":1,"monthlyRent":1,"downPaymentPct":10,"rateAnnualPct":6.5,"termYears":30,"holdingYears":7,"propertyTaxRatePct":1.1,"insuranceAnnual":1800,"maintenanceRatePct":1,"hoaMonthly":0,"closingCostPct":3,"sellingCostPct":6,"annualAppreciationPct":3,"annualRentIncreasePct":3,"investmentReturnPct":5}'mcp
run_tool({ provider: "mcp-com-candidcost-mcp", endpoint: "/rent_vs_buy_estimate", input: {"homePrice":1,"monthlyRent":1,"downPaymentPct":10,"rateAnnualPct":6.5,"termYears":30,"holdingYears":7,"propertyTaxRatePct":1.1,"insuranceAnnual":1800,"maintenanceRatePct":1,"hoaMonthly":0,"closingCostPct":3,"sellingCostPct":6,"annualAppreciationPct":3,"annualRentIncreasePct":3,"investmentReturnPct":5} })Try it
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